A Closer Look at Health Reform
The Affordable Care Act (ACA) became law almost a decade ago, and included key provisions that:
- Expanded access to health insurance coverage, including Medicaid expansion.
- Increased insurance protections for people with pre-existing conditions.
- Supported preventive measures, including health screenings, immunizations and coverage of certain preventive care without cost-sharing.
- Improved health care quality and system performance, including effectiveness of treatments, care coordination and payment mechanisms.
- Addressed rising health costs through increased oversight of insurance premiums and practices.
In recent years, decisions by Congress, the Trump administration, state governments and the federal judicial system have brought about changes to the ACA. A major change occurred in 2017 as part of the federal Tax Cuts and Jobs Act: the ACA’s individual mandate requiring most Americans to have health insurance was repealed. Many believe the removal of the individual mandate will lead to the dismantling of the ACA.
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